LAWRENCE BOWKER

[email protected]
+1 (737) 310-7115
192 Cedar Ln, Cedar Creek, TX 78612

Professional Summary

Dispute Resolution and Fraud Analyst with deep experience in high-volume payment investigations, chargeback mitigation, and high-risk e-commerce operations. Adept at navigating Visa and Mastercard rulesets, Regulation E, and emerging NACHA requirements. Demonstrated ability to assess transaction legitimacy, structure evidence packages, and drive down dispute ratios. Brings a forensic, data-validated approach supported by entrepreneurial execution and operational discipline.

Core Competencies

Chargeback analysis; Regulation E; NACHA early-2026 large-party rule alignment; transaction description validation; Visa and Mastercard compliance; transaction monitoring; evidence package preparation; case documentation; dispute resolution; fraud prevention and risk mitigation; policy adherence; escalation management; fulfillment tracing.

Professional Experience

Sales and E-Commerce Operator (Owner), Independent / eBay Stores

Managed full order lifecycle for high-value diamond transactions and prepared chain-of-custody documentation. Implemented verification workflows to reduce fraud exposure. Performed returns inspections and tracking analysis to validate refund decisions. Conducted ongoing product research to maintain expert-level category knowledge. Consolidated quarterly sales data across channels for Texas Sales and Use Tax filings. Maintained consistent five-star performance through timely, policy-compliant communication.

Managed Support Representative, TeleNetwork

Investigated payment disputes using payment server tools and recorded case resolutions in CRM systems. Served as the frontline escalation path for texas.gov, supporting extremely high-volume inquiries across a wide set of public-service issues. Maintained adherence to SLA and process standards while coordinating cross-functional case escalations.

IT Support Specialist, Novotus

Supported workspace technology setup and maintenance, including operating system re-imaging and VoIP phone configuration. Conducted server and peripheral maintenance and ensured readiness of meeting-room technology for uninterrupted operations.

Billing, Account and Technical Support Representative, iEnergizer

Delivered multi-queue support for billing, account-level concerns and technical troubleshooting. Resolved customer issues for Elder Scrolls Online and documented outcomes for internal teams.

Warehouse Associate, Distinctive Personnel / Kendra Scott

Supported high-volume seasonal operations and contributed to fast, accurate fulfillment of thousands of daily shipments.

Selected Achievements

Developed dispute-evidence workflows that improved resolution defensibility and customer satisfaction. Maintained compliant documentation and accurate quarterly filings for a high-risk e-commerce business.

Tools and Systems

eBay Seller Hub; payment investigation tools; VoIP systems; workstation imaging utilities; bookkeeping and e-filing platforms; SOP documentation tools; Google Workspace.

Certifications

BARBICIDE Certification — sanitation and disinfection practices (Issued Aug 2025, Expires Aug 2026, King Research Inc.)

Download PDF Résumé